Why the "Old Way" Changed
Starting in 2026, the direct residential tax credit (25D) has ended.
But in Southern California, utility rates are still climbing.
You need a solution that cuts costs without the confusing paperwork.
Rising SCE Rates
Southern California Edison rates have hiked 13% recently. Doing nothing is costing you more every month.
Expired 25D Credit
The standard residential tax credit is gone, extending the payback period for traditional cash purchases.
Commercial Advantage
Commercial entities can still claim credits (48E). We found a way to pass those savings to you.
The Prepaid PPA:
Discount Now, Ownership Later.
We’ve partnered with HDM Capital to utilize the 48E commercial tax credit and pass the value directly to you as an upfront discount.
1. The Discount
HDM Capital claims the commercial credit and passes a ~20% discount to you instantly off the system price.
2. The Term
You prepay (cash or finance). HDM holds technical title for just 6 years while you enjoy the power.
3. The Transfer
At Year 6, ownership transfers to you for $0. You own the system for the rest of its 25+ year life.
Real Numbers. Real Savings.
Compare a standard purchase in 2026 vs. our Prepaid PPA.
Cost Item
Traditional Purchase (2026)
Option One Prepaid PPA
System Price (Example)
$30,000
$30,000
Federal Tax Credit
Total You Pay
$30,000
Ownership Status
Day 1
Year 6 (Free Transfer)
Why This is Better Than a Lease
Don't get trapped in a "forever payment." This is a path to ownership.
No Monthly PPA Payments
You pay once (or finance the lower amount). No rising monthly bills to a solar company.
No Rate Escalators
Your energy cost is locked in. Traditional leases often increase payment by 2.9% every year. Ours is flat.
Full Ownership in 6 Years
Unlike perpetual leases, you own this system outright after the short 6-year term.
25-Year Warranty
Backed by Option One Solar’s comprehensive protection plan for peace of mind.