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Own vs. lease vs. PPA

Stop paying 10X more
for electricity than you should.

How much will you pay your electric company over the next 25 years? For most California homeowners it's hundreds of thousands of dollars — money you'll never get back. So why replace one rising bill with another?

0leases or PPAs we've ever sold
25 yrsthe contract a lease attaches to your home
2bills you're left with under a lease
The honest math

Three paths. Same 25 years.

Enter your bill and ZIP. We size a real system from our actual price list — Hyundai 440W panels with Tesla Powerwall 3 — and show what each path costs you.

My electric bill today$320/mo
Your system24 440W panels (10.56 kW) · 1× Tesla Powerwall 3

Do nothing

Keep renting power from the utility

Total 25-year cost
$235,100
everything you pay on this path over 25 years
  • One bill that rises forever
  • You own nothing at the end
  • Zero protection from rate hikes

Lease or PPA

Someone else owns the system on your roof

Total 25-year cost
$141,978
everything you pay on this path over 25 years
  • Two bills — both climb every year
  • 25-year contract attached to your house
  • Complicates selling your home
  • You own nothing at the end

Own it

Solar + Powerwall, paid once — yours outright at year six

System price, paid up front
$26,100
plus $11,700 of fixed and non-bypassable charges — $37,800 over 25 years, which is what the bar compares
  • One cost that ends — then a much smaller bill
  • Whole-home backup when the grid goes down
  • Adds home value and transfers cleanly when you sell
  • 25-year warranty from a local family
Or finance from $198/mo~6 yr paybackFinancing instead of paying cash adds about $21,259 in interest over the term.
Estimated lifetime savings vs. doing nothing
$197,200
and vs. a lease or PPA: $104,178
Get my real numbers
  • Local rate used (CA)$0.279/kWh
  • Utility rates rise7% / year
  • System sized to cover13,763 kWh/yr
  • Package price (installed)$34,900
  • 25% Discount Program$8,729
  • Your price$26,100
  • Ownership financed at5.49% APR over 20 yrs, 10 points
  • Lease covers / escalates85% / 2.9% a year

Estimates use our real package pricing (Hyundai 440W + Tesla Powerwall 3) and average local rates — but they're still estimates, not a quote. Final design and price come from a free Home Energy Assessment. We build to about 140% of what you use today, with room for an EV or a heat pump later. That covers your energy charges outright — what stays is the utility's fixed monthly charge and the non-bypassable charge on power you still draw at night.

All three columns assume utility rates rise 7% a year. That is a forward-looking assumption rather than a measured average: California's realized 25-year figure is nearer 4.5%, the last decade compounded at 6.7%, and wildfire liability and mitigation costs are still being loaded onto rates. Our Buyer's Guide sets out the full reasoning and shows you what the numbers look like on other assumptions.

What they don't explain

The four things a lease quietly costs you.

Two bills, not one

A lease rarely covers all your usage. You get a lease payment AND a utility bill — and both go up every single year.

The escalator clause

Most leases raise your payment automatically, often around 2.9% a year. The savings you were shown on day one quietly shrink for 25 years.

A contract on your house

The agreement follows the property. When you sell, your buyer has to qualify for and assume it — or you buy out the contract to close.

You own nothing

After 25 years of payments, the system on your roof still isn't yours. No asset, no added home value, nothing to hand down.

Don't sign anything until you know:

  • Is the system actually large enough?
  • Will it cover your future electrical needs?
  • Is a battery required?
  • Will it perform the way you were promised?
  • Are you overpaying?
  • Would a lease or PPA cost you tens of thousands more over time?
Have us check your proposal
Our way

Our goal isn't to sell you solar.
It's to help you own the right system.

Before we recommend anything, we engineer your system around your home — your actual energy use, your roof, and even your future plans, like an electric vehicle or an addition. Solar and battery are designed together, to perform for 25+ years.

Close-up of rooftop solar panels at golden hour

Engineered, not templated

Sized to your last 12 months of usage and what's coming next — not a package off a truck.

$0-down ownership

Financing that ends in you owning the asset. If qualifying is the hurdle, talk to us before you consider a lease.

25% Discount Program

The federal tax credit may be gone, but eligible homeowners can ask about our Tax Credit Replacement discount.

Here in 25 years

Three generations, same family, same phones. Our warranty is only as good as the company behind it.

Run the math before anyone asks for a signature.

Run your own numbers first. Sixty seconds with your bill gets you a real system design and what ownership costs against twenty-five years of somebody else's payments - then a real human follows up.

Free · 60 seconds · No obligation
  1. Run your own numbers

    Your bill, your ZIP. Built from the same price list we quote from, not a sales estimate.
  2. See ownership against the alternatives

    What it costs to own, what a lease costs over the same twenty-five years, and what you are left holding at the end of each.
  3. Bring us the proposal

    Already have a lease or PPA offer? We will read it with you and show you the same numbers side by side.

Got a proposal to go through? Call (855) 502-6363

Since 1970 · 5,000+ installs · 25-yr warranty · Lic. #985340 · We have never sold a conventional lease or PPA