$0 down.And you own it.
There are two ways to put solar on a roof with nothing out of pocket. One of them hands you a second bill that climbs every year and leaves you owning nothing. We only do the other one — real ownership financing, with a payment that ends.
Every one of themends with you owning it.
The right answer depends on whether you have cash sitting idle and what you want your monthly number to look like. It never depends on us earning more from one of them.
$0-down ownership loan
Nothing out of pocket at signing. A fixed monthly payment takes the place of most of what you were already handing the utility, and unlike that bill it has a last payment.
You own the system, the production and the equity from day one.
Cash or home equity
If the money is available this is simply the cheapest way to do it — no finance charge, the fastest payback, and the shortest distance between paying for power and stopping.
The 25% Discount Program applies here exactly the same way.
The 25% Discount Program
With the federal credit gone, eligible homeowners get twenty-five percent taken directly off the price instead. No filing, no waiting for a refund, no hoping your tax situation cooperates.
It is applied before you ever see a proposal, not after you ask.
What we don't do.
We have never sold a conventional lease or PPA and we never will. Both hand you a second bill that escalates every year, chain the house to a 25-year contract, and turn selling your home into a negotiation with a leasing company. Nearly every solar horror story starts with one of them. Our prepaid PPA is a different animal: one payment, no escalator, and the system becomes yours after six years. Because it is paid for up front there is no monthly payment for a buyer to take over, so selling before year six does not turn into a negotiation.
Move the slider.Watch the swap.
This is the whole idea in one picture: you are already making a payment every month, it just goes to the utility and it never stops. Ownership financing moves it somewhere it eventually ends.
$22,155more than paying cash, over the term5.49% APR over 20 years, fixed, with 10 points on the loan — and it ends.
An estimate, not a quote. Real numbers come from twelve months of your usage, your roof and your utility — which is exactly what the free assessment produces. We build to about 140% of what you use today, with room for an EV or a heat pump later. What stays with the utility is its fixed monthly charge and the non-bypassable charge on power you still draw at night.
The ones people are shy about asking.
Nothing comes out of your pocket at signing. The system is financed and the first payment starts after it is installed and running. It does not mean the system is free, and any company telling you it is free is selling you a lease.
There is a range of lenders and a range of terms, and we will tell you honestly where you land before you get your hopes up. If the numbers do not work today we will say so — our answer to a thin file is never to push you into a lease instead.
An owned system transfers cleanly and generally adds to what the home is worth. That is the quiet advantage over a lease, where the buyer has to qualify to assume someone else's 25-year contract before escrow can close.
Yes, and plenty of people do — often with the proceeds of the tax situation they were planning around. Ask us to confirm the terms of the specific lender before you sign, and we will put it in writing.
No. The federal credit was money you claimed back later from the IRS. This is a discount we take off the price directly, so it is worth the same regardless of what your tax return looks like. Eligibility depends on the homeowner and the project.
Not on an ownership loan — that is the entire point. The payment is fixed and it ends. The utility bill you are replacing is the one that goes up every year, forever.
Let's see your number.
Twelve months of usage, your roof and your utility — then a real price with the 25% Discount Program already in it. No obligation, and no pressure to decide on the spot.
Serving San Bernardino, Riverside, Orange and San Diego counties · C-10 & C-46 Lic. #985340